Stand Alone 2nd Lien
Min FICO 660 | Up to 90% CLTV
A closed-end second mortgage offers homeowners the opportunity to leverage their real estate equity while maintaining their low interest rate. With this type of loan, homeowners can receive a lump sum payment of up to 90% of their home’s equity, based on their credit score, income, and other factors.
- Up to 90% CLTV
- DSCR – Minimum DSCR 1.0
- Min Loan Amount $100,000
- Max Loan Amount $1,000,000
- Min FICO 660
- Max DTI 50%
- 10, 15, 20, 25 & 30 Year Fixed
- Interest Only
- Full Doc
- Alt Doc – Personal Bank Statement | Business Bank Statement | 1099 | P&L Only
- Primary, 2nd Home, & Investment
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