Portfolio Select

Credit scores starting at 620 | Up to 90% LTV, No MI

Capture more business with Newpoint Mortgage’s innovative full doc Portfolio Select mortgage product. We have created a program that allows just one year out of foreclosure and two years out of bankruptcy, short sale or deed-in-lieu.

Loans up to $2.5 million
One year seasoning for foreclosure, short sale or deed-in-lieu
Two years seasoning for bankruptcy
Purchase and cash-out or rate-term refinance
Owner-occupied, second homes, and investment properties
Non-warrantable condos ok
Up to 50% DTI
Gift funds allowed
40 year fixed interest only available
Non-warrantable condos allowed