Portfolio Select

Credit scores starting at 620 | Up to 90% LTV, No MI

Capture more business with Newpoint Mortgage’s innovative full doc Portfolio Select mortgage product. We have created a program that allows just one year out of foreclosure and two years out of bankruptcy, short sale or deed-in-lieu.

  • Loans up to $2.5 million
  • One year seasoning for foreclosure, short sale or deed-in-lieu
  • Two years seasoning for bankruptcy
  • Purchase and cash-out or rate-term refinance
  • Owner-occupied, second homes, and investment properties
  • Non-warrantable condos ok
  • Up to 50% DTI
  • Gift funds allowed
  • 40 year fixed interest only available
  • Non-warrantable condos allowed

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