Portfolio Select
Credit scores starting at 620 | Up to 90% LTV, No MI

Capture more business with Newpoint Mortgage’s innovative full doc Portfolio Select mortgage product. We have created a program that allows just one year out of foreclosure and two years out of bankruptcy, short sale or deed-in-lieu.
- Loans up to $2.5 million
- One year seasoning for foreclosure, short sale or deed-in-lieu
- Two years seasoning for bankruptcy
- Purchase and cash-out or rate-term refinance
- Owner-occupied, second homes, and investment properties
- Non-warrantable condos ok
- Up to 50% DTI
- Gift funds allowed
- 40 year fixed interest only available
- Non-warrantable condos allowed
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