P&L Only Program

Credit scores starting at 660 | Up to 90% LTV, No MI

NewPoint Mortgage’s P&L Only Program is the perfect option for borrowers who need an alternative method to show the strength of their business without having to show tax returns, submit a 4506-C or 12/24 months of bank statements.
  • Recent 12 month Profit and Loss statement prepared by a licensed Tax Preparer or CPA
  • Up to 80% Loan to Value (LTV)
  • Loan amounts up to $4,000,000
  • Available for Primary and Second Homes Investment Properties
  • Credit Scores as low as 660
  • Unlimited cash-in hand for cash-out refi
  • 2 appraisals for loan amounts greater than $2,000,000

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