Credit scores starting at 620 | Up to 80% LTV, No MI

Newpoint Mortgage’s DSCR mortgage program allows your clients to qualify based on rental analysis to determine property cash flow. No personal income required to qualify. This saves you from submitting complicated income statements and tax returns.

  • Loans up to $3,500,000, Minimum loan of $150,000
  • Qualification based on property cash flow − DSCR less than .75 allowed
  • No personal income or employment information required
  • Properties can be in LLC’s name
  • No limit on total number of properties
  • Purchase and cash-out or rate-term refinance
  • 30 Year Fixed and 5/6 ARM with Interest Only option available
  • Non-warrantable condos allowed
  • Cash in hand up to $1,000,000

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