Your Non-QM Partner
We Provide Solutions…
- 90% Bank Statements Lending
- Interest Only Jumbo Products
- No Income Verification – Investment
- 90% Purchase Money
- 80% ITIN
- Foreign National
- 600 FICO and Above
- Financing for Investors to Buy & Sell
- Consumer Home Purchases & Debt Consolidation Programs
Non-QM Products
P&L Only
Our P&L Only Loan Program enables home ownership utilizing a Profit and Loss statement from a
licensed Tax Preparer or CPA.
Bank Statement
Bank Statement mortgage program is the perfect option for self-employed borrowers who need an alternative method to show the true cash flow of their business.
DSCR
DSCR mortgage program allows your clients to qualify based on rental analysis to determine property cash flow.
Foreign National
Same day approvals and closing within 10 business days of appraisal order.
ITIN
Our ITIN income loan option is for self-employed borrowers who are 1099 earners not able to qualify for a full doc mortgage loan.
Stand Alone 2nd Lien
A closed-end second mortgage offers homeowners the opportunity to leverage their real estate equity while maintaining their low interest rate.
Where We are Licensed
Arizona
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Arizona
Mortgage Banker License
#BK-1036259
Arizona
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California
Financing Law License
#60DBO-165873
Arizona
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Florida
Mortgage Lender Licence
#MLD2150
Arizona
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Georgia
Mortgage Lender License
#2249250
Arizona
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Maryland
Mortgage Lender License
Arizona
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Nevada
Mortgage Company License
#5599
Arizona
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New Jersey
Residential Mortgage Lender License
Arizona
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Pennsylvania
Mortgage Lender License
#100209
Arizona
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Virginia
Mortgage Lender License
#MC-7544
Arizona
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Tennessee
Mortgage Lender License
#2249250
Arizona
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Illinois
STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.”
Illinois Community Reinvestment {Act Public Act 101-0657}
Arizona
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Texas
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV